I had received my renewal on my current mortgage and the rate was very high. I was referred to Sheila by a friend and she was able to line me up with something at a much lower rate thus saving me thousands over the term and well over $200 a month on my payment. Not only did I save thousands of dollars and extra monthly money in my pocket but the process was also seamless and the customer service was exceptional. Sheila went above and beyond to help me and I would highly recommend her in a heartbeat! Thanks again Sheila, you are great at what you do – a true magician!