SHEILA COOPER I CHOSE TO APPLY FOR A MORTGAGE WITH CENTUM MORTGAGE BECAUSE OF THE LOWERING INTEREST RATE THAN WHAT MY BANK WOULD GIVE ME. SHEILA was great to work with, efficient, friendly & fast. I felt very comfortable & relaxed working with her. I had only 2 weeks to close the deal & SHEILA made that happen!! I would recommend SHEILA to anyone wishing to apply for a mortgage!! GO SHEILA!!!